Other Direct Insurance (except Life Construction Architectural Direct Insurance (except Life Direct Life Agriculture Research and Development in the Physical Research and Development in the Physical Construction

Laboratory, optical and precision equipments (excl. glasses) Architectural, engineering and planning services Construction, foundation and surface works for highways, roads Engineering, auxiliary, average, loss, actuarial and salvage insurance services Architectural, engineering and surveying services Wells construction work Feasibility study, advisory service, analysis Business services: law, marketing, consulting, recruitment, printing and security Construction work Laboratory, hygienic or pharmaceutical glassware Other services Goods used in construction Architectural, construction, engineering and inspection services Explosives

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Europe Western Europe

Civil Works Healthcare and Medicine Environment and Pollution-Recycling Automobiles and Auto Parts Non-Renewable Energy Supply Architecture Engineering Postal and Courier Services Roads and Highways-Bridge Law and Legal Printing and Publishing Services Defence and Security Construction Energy-Power and Electrical Computer Hardwares and Consumables Laboratory Equipment and Services