Hardware Other Direct Insurance (except Life Web Search Portals Construction Architectural Machinery Direct Insurance (except Life Colleges Direct Life Colleges Agriculture Web Search Portals Colleges Research and Development in the Physical Environment Research and Development in the Physical Construction

Laboratory, optical and precision equipments (excl. glasses) Control, safety, signalling and light equipment Construction, foundation and surface works for highways, roads Engineering, auxiliary, average, loss, actuarial and salvage insurance services Wells construction work Photographs Records Safety cases Other community, social and personal services Construction work Surveying, hydrographic, oceanographic and hydrological instruments and appliances Library, archives, museums and other cultural services Cameras Laboratory, hygienic or pharmaceutical glassware Strip Keys Goods used in construction Architectural, construction, engineering and inspection services Hardware Dates Tools, locks, keys, hinges, fasteners, chain and springs

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Europe Northern Europe

Civil Works Building Environment and Pollution-Recycling Automobiles and Auto Parts Non-Renewable Energy Supply Engineering Postal and Courier Services Infrastructure Printing and Publishing Cement and Asbestos Products Railways-Rail-Railroad Defence and Security Construction Energy-Power and Electrical Computer Hardwares and Consumables Laboratory Equipment and Services Building Material Construction Materials Marine