Other Direct Insurance (except Life Architectural Direct Insurance (except Life Direct Life Research and Development in the Physical Research and Development in the Physical

Laboratory, optical and precision equipments (excl. glasses) Hotel, restaurant and retail trade services System, storage and content management software package Networks Networking, Internet and intranet software development services Architectural, engineering and planning services Engineering, auxiliary, average, loss, actuarial and salvage insurance services Architectural, engineering and surveying services System, storage and content management software development services Networking, Internet and intranet software package Vats Laboratory, hygienic or pharmaceutical glassware Other services Architectural, construction, engineering and inspection services

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Europe Southern Europe Western Europe

Healthcare and Medicine Automobiles and Auto Parts Non-Renewable Energy Supply Solar Photovoltaic PV Energy Architecture Engineering Printing and Publishing Services Defence and Security Construction Energy-Power and Electrical Computer Hardwares and Consumables Laboratory Equipment and Services Marine