Tender Details
Title
France – Insurance and pension services – Souscription de contrats d'assurances pour le compte du CDG74 Place of performance:Other or Not Specified Main nature of the contract:Services Official name:CDG 74 Type of procedure:Open
Country
Language
English
Organization
Published Date
01.07.2024
Deadline Date
26.08.2024
Overview
389957-2024 - Competition Competition France: Insurance and pension services Souscription de contrats d'assurances pour le compte du CDG74 Estimated value excluding VAT: 225 000,00 EUR Type of procedure: Open Buyer Buyer: CDG 74 Email: cdg74@cdg74.fr France, Annecy LOT-0001: Assurance Responsabilité Civile Insurance and pension services Start date: 01/01/2025 Duration end date: 31/12/2029 Deadline for receipt of tenders: 26/08/2024 - 12:00:00 (UTC+2) LOT-0002: Assurance Protection Fonctionnelle Insurance and pension services Start date: 01/01/2025 Duration end date: 31/12/2029 Deadline for receipt of tenders: 26/08/2024 - 12:00:00 (UTC+2) LOT-0003: Assurance Protection Juridique Insurance and pension services Start date: 01/01/2025 Duration end date: 31/12/2029 Deadline for receipt of tenders: 26/08/2024 - 12:00:00 (UTC+2) LOT-0004: Assurance Automobile Insurance and pension services Start date: 01/01/2025 Duration end date: 31/12/2029 Deadline for receipt of tenders: 26/08/2024 - 12:00:00 (UTC+2) LOT-0005: Assurance Dommages aux Biens Insurance and pension services Start date: 01/01/2025 Duration end date: 31/12/2029 Deadline for receipt of tenders: 26/08/2024 - 12:00:00 (UTC+2) LOT-0006: Assurance Cyber-risques Insurance and pension services Start date: 01/01/2025 Duration end date: 31/12/2029 Deadline for receipt of tenders: 26/08/2024 - 12:00:00 (UTC+2) 389957-2024 - Competition France – Insurance and pension services – Souscription de contrats d'assurances pour le compte du CDG74 OJ S 126/2024 01/07/2024 Contract or concession notice – standard regime Services 1. Buyer 1.1. Buyer Official name: CDG 74 Email: cdg74@cdg74.fr Legal type of the buyer: Body governed by public law Activity of the contracting authority: General public services 2. Procedure 2.1. Procedure Title: Souscription de contrats d'assurances pour le compte du CDG74 Description: Consultation relative à la souscription de contrats d'assurance IARD pour le compte du CDG74 Procedure identifier: b1a3ec05-2bb2-45d6-bc86-bd3ff13d2b5a Internal identifier: M2024-03 Type of procedure: Open The procedure is accelerated: no 2.1.1. Purpose Main nature of the contract: Services Main classification (cpv): 66500000 Insurance and pension services Additional classification (cpv): 66500000 Insurance and pension services 2.1.3. Value Estimated value excluding VAT: 225 000,00 EUR 2.1.4. General information Additional information: Points de contact pour la demande du cahier des charges et des informations complémentaires : Plateforme de marchés publics : https://www.mp74.fr Legal basis: Directive 2014/24/EU 2.1.5. Terms of procurement Terms of submission: Maximum number of lots for which one tenderer can submit tenders: 6 2.1.6. Grounds for exclusion Purely national exclusion grounds: « Le candidat individuel, ou chaque membre du groupement, ne doit pas entrer dans l’un des cas d’exclusion de la procédure de passation prévus par le code de la commande publique. 5. Lot 5.1. Lot: LOT-0001 Title: Assurance Responsabilité Civile Description: Assurance Responsabilité Civile Internal identifier: 1 5.1.1. Purpose Main nature of the contract: Services Main classification (cpv): 66500000 Insurance and pension services Additional classification (cpv): 66516000 Liability insurance services 5.1.3. Estimated duration Start date: 01/01/2025 Duration end date: 31/12/2029 5.1.4. Renewal Maximum renewals: 0 5.1.6. General information Reserved participation: Participation is not reserved. Procurement Project not financed with EU Funds. The procurement is covered by the Government Procurement Agreement (GPA): yes 5.1.9. Selection criteria Criterion: Type: Suitability to pursue the professional activity Description: - Formulaire Dc1, Lettre de candidature - Habilitation du mandataire par ses co-traitants.(disponible à l'adresse suivante : http://www.economie.gouv.fr/daj/formulaires-declaration-du-candidat) - Formulaire Dc2, Déclaration du candidat individuel ou du membre du groupement. (disponible à l'adresse suivante : http://www.economie.gouv.fr/daj/formulaires-declaration-du-candidat) Use of this criterion: Used Criterion: Type: Technical and professional ability Description: - Présentation d'une liste des principales fournitures ou des principaux services effectués au cours des trois dernières années, indiquant le montant, la date et le destinataire public ou privé. - Déclaration indiquant les effectifs moyens annuels du candidat et l'importance du personnel d'encadrement pour chacune des trois dernières années Use of this criterion: Used 5.1.10. Award criteria Justification for not indicating the weighting of the award criteria: Le prix n'est pas le seul critère d'attribution et tous les critères sont énoncés uniquement dans les documents du marché. 5.1.11. Procurement documents Languages in which the procurement documents are officially available: French Address of the procurement documents: https://dl.aws-achat.info//avis/index.cfm?fuseaction=dematEnt.login&type=DCE&IDM=66264 Ad hoc communication channel: Name: AW Solutions 5.1.12. Terms of procurement Terms of submission: Electronic submission: Required Address for submission: https://dl.aws-achat.info//avis/index.cfm?fuseaction=demat.termes&IDM=66264 Languages in which tenders or requests to participate may be submitted: French Electronic catalogue: Not allowed Variants: Not allowed Tenderers may submit more than one tender: Not allowed Deadline for receipt of tenders: 26/08/2024 12:00:00 (UTC+2) Deadline until which the tender must remain valid: 3 Months Information about public opening: Opening date: 26/08/2024 14:00:00 (UTC+2) Place: Seynod- Annecy Terms of contract: The execution of the contract must be performed within the framework of sheltered employment programmes: No Electronic invoicing: Required Electronic ordering will be used: no Electronic payment will be used: no 5.1.15. Techniques Framework agreement: No framework agreement Information about the dynamic purchasing system: No dynamic purchase system 5.1.16. Further information, mediation and review Review organisation: Tribunal administratif de Grenoble Organisation providing more information on the review procedures: Tribunal administratif de Grenoble TED eSender: Avenue-Web Systèmes 5.1. Lot: LOT-0002 Title: Assurance Protection Fonctionnelle Description: Assurance Protection Fonctionnelle Internal identifier: 2 5.1.1. Purpose Main nature of the contract: Services Main classification (cpv): 66500000 Insurance and pension services Additional classification (cpv): 66516000 Liability insurance services 5.1.3. Estimated duration Start date: 01/01/2025 Duration end date: 31/12/2029 5.1.4. Renewal Maximum renewals: 0 5.1.6. General information Reserved participation: Participation is not reserved. Procurement Project not financed with EU Funds. The procurement is covered by the Government Procurement Agreement (GPA): yes 5.1.9. Selection criteria Criterion: Type: Suitability to pursue the professional activity Description: - Formulaire Dc1, Lettre de candidature - Habilitation du mandataire par ses co-traitants.(disponible à l'adresse suivante : http://www.economie.gouv.fr/daj/formulaires-declaration-du-candidat) - Formulaire Dc2, Déclaration du candidat individuel ou du membre du groupement. (disponible à l'adresse suivante : http://www.economie.gouv.fr/daj/formulaires-declaration-du-candidat) Use of this criterion: Used Criterion: Type: Technical and professional ability Description: - Présentation d'une liste des principales fournitures ou des principaux services effectués au cours des trois dernières années, indiquant le montant, la date et le destinataire public ou privé. - Déclaration indiquant les effectifs moyens annuels du candidat et l'importance du personnel d'encadrement pour chacune des trois dernières années Use of this criterion: Used 5.1.10. Award criteria Justification for not indicating the weighting of the award criteria: Le prix n'est pas le seul critère d'attribution et tous les critères sont énoncés uniquement dans les documents du marché. 5.1.11. Procurement documents Languages in which the procurement documents are officially available: French Address of the procurement documents: https://dl.aws-achat.info//avis/index.cfm?fuseaction=dematEnt.login&type=DCE&IDM=66264 Ad hoc communication channel: Name: AW Solutions 5.1.12. Terms of procurement Terms of submission: Electronic submission: Required Address for submission: https://dl.aws-achat.info//avis/index.cfm?fuseaction=demat.termes&IDM=66264 Languages in which tenders or requests to participate may be submitted: French Electronic catalogue: Not allowed Variants: Not allowed Tenderers may submit more than one tender: Not allowed Deadline for receipt of tenders: 26/08/2024 12:00:00 (UTC+2) Deadline until which the tender must remain valid: 3 Months Information about public opening: Opening date: 26/08/2024 14:00:00 (UTC+2) Place: Seynod- Annecy Terms of contract: The execution of the contract must be performed within the framework of sheltered employment programmes: No Electronic invoicing: Required Electronic ordering will be used: no Electronic payment will be used: no 5.1.15. Techniques Framework agreement: No framework agreement Information about the dynamic purchasing system: No dynamic purchase system 5.1.16. Further information, mediation and review Review organisation: Tribunal administratif de Grenoble Organisation providing more information on the review procedures: Tribunal administratif de Grenoble TED eSender: Avenue-Web Systèmes 5.1. Lot: LOT-0003 Title: Assurance Protection Juridique Description: Assurance Protection Juridique Internal identifier: 3 5.1.1. Purpose Main nature of the contract: Services Main classification (cpv): 66500000 Insurance and pension services Additional classification (cpv): 66513100 Legal expenses insurance services 5.1.3. Estimated duration Start date: 01/01/2025 Duration end date: 31/12/2029 5.1.4. Renewal Maximum renewals: 0 5.1.6. General information Reserved participation: Participation is not reserved. Procurement Project not financed with EU Funds. The procurement is covered by the Government Procurement Agreement (GPA): yes 5.1.9. Selection criteria Criterion: Type: Suitability to pursue the professional activity Description: - Formulaire Dc1, Lettre de candidature - Habilitation du mandataire par ses co-traitants.(disponible à l'adresse suivante : http://www.economie.gouv.fr/daj/formulaires-declaration-du-candidat) - Formulaire Dc2, Déclaration du candidat individuel ou du membre du groupement. (disponible à l'adresse suivante : http://www.economie.gouv.fr/daj/formulaires-declaration-du-candidat) Use of this criterion: Used Criterion: Type: Technical and professional ability Description: - Présentation d'une liste des principales fournitures ou des principaux services effectués au cours des trois dernières années, indiquant le montant, la date et le destinataire public ou privé. - Déclaration indiquant les effectifs moyens annuels du candidat et l'importance du personnel d'encadrement pour chacune des trois dernières années Use of this criterion: Used 5.1.10. Award criteria Justification for not indicating the weighting of the award criteria: Le prix n'est pas le seul critère d'attribution et tous les critères sont énoncés uniquement dans les documents du marché. 5.1.11. Procurement documents Languages in which the procurement documents are officially available: French Address of the procurement documents: https://dl.aws-achat.info//avis/index.cfm?fuseaction=dematEnt.login&type=DCE&IDM=66264 Ad hoc communication channel: Name: AW Solutions 5.1.12. Terms of procurement Terms of submission: Electronic submission: Required Address for submission: https://dl.aws-achat.info//avis/index.cfm?fuseaction=demat.termes&IDM=66264 Languages in which tenders or requests to participate may be submitted: French Electronic catalogue: Not allowed Variants: Not allowed Tenderers may submit more than one tender: Not allowed Deadline for receipt of tenders: 26/08/2024 12:00:00 (UTC+2) Deadline until which the tender must remain valid: 3 Months Information about public opening: Opening date: 26/08/2024 14:00:00 (UTC+2) Place: Seynod- Annecy Terms of contract: The execution of the contract must be performed within the framework of sheltered employment programmes: No Electronic invoicing: Required Electronic ordering will be used: no Electronic payment will be used: no 5.1.15. Techniques Framework agreement: No framework agreement Information about the dynamic purchasing system: No dynamic purchase system 5.1.16. Further information, mediation and review Review organisation: Tribunal administratif de Grenoble Organisation providing more information on the review procedures: Tribunal administratif de Grenoble TED eSender: Avenue-Web Systèmes 5.1. Lot: LOT-0004 Title: Assurance Automobile Description: Assurance Automobile Internal identifier: 4 5.1.1. Purpose Main nature of the contract: Services Main classification (cpv): 66500000 Insurance and pension services Additional classification (cpv): 66514110 Motor vehicle insurance services 5.1.3. Estimated duration Start date: 01/01/2025 Duration end date: 31/12/2029 5.1.4. Renewal Maximum renewals: 0 5.1.6. General information Reserved participation: Participation is not reserved. Procurement Project not financed with EU Funds. The procurement is covered by the Government Procurement Agreement (GPA): yes 5.1.9. Selection criteria Criterion: Type: Suitability to pursue the professional activity Description: - Formulaire Dc1, Lettre de candidature - Habilitation du mandataire par ses co-traitants.(disponible à l'adresse suivante : http://www.economie.gouv.fr/daj/formulaires-declaration-du-candidat) - Formulaire Dc2, Déclaration du candidat individuel ou du membre du groupement. (disponible à l'adresse suivante : http://www.economie.gouv.fr/daj/formulaires-declaration-du-candidat) Use of this criterion: Used Criterion: Type: Technical and professional ability Description: - Présentation d'une liste des principales fournitures ou des principaux services effectués au cours des trois dernières années, indiquant le montant, la date et le destinataire public ou privé. - Déclaration indiquant les effectifs moyens annuels du candidat et l'importance du personnel d'encadrement pour chacune des trois dernières années Use of this criterion: Used 5.1.10. Award criteria Justification for not indicating the weighting of the award criteria: Le prix n'est pas le seul critère d'attribution et tous les critères sont énoncés uniquement dans les documents du marché. 5.1.11. Procurement documents Languages in which the procurement documents are officially available: French Address of the procurement documents: https://dl.aws-achat.info//avis/index.cfm?fuseaction=dematEnt.login&type=DCE&IDM=66264 Ad hoc communication channel: Name: AW Solutions 5.1.12. Terms of procurement Terms of submission: Electronic submission: Required Address for submission: https://dl.aws-achat.info//avis/index.cfm?fuseaction=demat.termes&IDM=66264 Languages in which tenders or requests to participate may be submitted: French Electronic catalogue: Not allowed Variants: Not allowed Tenderers may submit more than one tender: Not allowed Deadline for receipt of tenders: 26/08/2024 12:00:00 (UTC+2) Deadline until which the tender must remain valid: 3 Months Information about public opening: Opening date: 26/08/2024 14:00:00 (UTC+2) Place: Seynod- Annecy Terms of contract: The execution of the contract must be performed within the framework of sheltered employment programmes: No Electronic invoicing: Required Electronic ordering will be used: no Electronic payment will be used: no 5.1.15. Techniques Framework agreement: No framework agreement Information about the dynamic purchasing system: No dynamic purchase system 5.1.16. Further information, mediation and review Review organisation: Tribunal administratif de Grenoble Organisation providing more information on the review procedures: Tribunal administratif de Grenoble TED eSender: Avenue-Web Systèmes 5.1. Lot: LOT-0005 Title: Assurance Dommages aux Biens Description: Assurance Dommages aux Biens Internal identifier: 5 5.1.1. Purpose Main nature of the contract: Services Main classification (cpv): 66500000 Insurance and pension services Additional classification (cpv): 66515000 Damage or loss insurance services 5.1.3. Estimated duration Start date: 01/01/2025 Duration end date: 31/12/2029 5.1.4. Renewal Maximum renewals: 0 5.1.6. General information Reserved participation: Participation is not reserved. Procurement Project not financed with EU Funds. The procurement is covered by the Government Procurement Agreement (GPA): yes 5.1.9. Selection criteria Criterion: Type: Suitability to pursue the professional activity Description: - Formulaire Dc1, Lettre de candidature - Habilitation du mandataire par ses co-traitants.(disponible à l'adresse suivante : http://www.economie.gouv.fr/daj/formulaires-declaration-du-candidat) - Formulaire Dc2, Déclaration du candidat individuel ou du membre du groupement. (disponible à l'adresse suivante : http://www.economie.gouv.fr/daj/formulaires-declaration-du-candidat) Use of this criterion: Used Criterion: Type: Technical and professional ability Description: - Présentation d'une liste des principales fournitures ou des principaux services effectués au cours des trois dernières années, indiquant le montant, la date et le destinataire public ou privé. - Déclaration indiquant les effectifs moyens annuels du candidat et l'importance du personnel d'encadrement pour chacune des trois dernières années Use of this criterion: Used 5.1.10. Award criteria Justification for not indicating the weighting of the award criteria: Le prix n'est pas le seul critère d'attribution et tous les critères sont énoncés uniquement dans les documents du marché. 5.1.11. Procurement documents Languages in which the procurement documents are officially available: French Address of the procurement documents: https://dl.aws-achat.info//avis/index.cfm?fuseaction=dematEnt.login&type=DCE&IDM=66264 Ad hoc communication channel: Name: AW Solutions 5.1.12. Terms of procurement Terms of submission: Electronic submission: Required Address for submission: https://dl.aws-achat.info//avis/index.cfm?fuseaction=demat.termes&IDM=66264 Languages in which tenders or requests to participate may be submitted: French Electronic catalogue: Not allowed Variants: Not allowed Tenderers may submit more than one tender: Not allowed Deadline for receipt of tenders: 26/08/2024 12:00:00 (UTC+2) Deadline until which the tender must remain valid: 3 Months Information about public opening: Opening date: 26/08/2024 14:00:00 (UTC+2) Place: Seynod- Annecy Terms of contract: The execution of the contract must be performed within the framework of sheltered employment programmes: No Electronic invoicing: Required Electronic ordering will be used: no Electronic payment will be used: no 5.1.15. Techniques Framework agreement: No framework agreement Information about the dynamic purchasing system: No dynamic purchase system 5.1.16. Further information, mediation and review Review organisation: Tribunal administratif de Grenoble Organisation providing more information on the review procedures: Tribunal administratif de Grenoble TED eSender: Avenue-Web Systèmes 5.1. Lot: LOT-0006 Title: Assurance Cyber-risques Description: Assurance Cyber Internal identifier: 6 5.1.1. Purpose Main nature of the contract: Services Main classification (cpv): 66500000 Insurance and pension services Additional classification (cpv): 66515000 Damage or loss insurance services 5.1.3. Estimated duration Start date: 01/01/2025 Duration end date: 31/12/2029 5.1.4. Renewal Maximum renewals: 0 5.1.6. General information Reserved participation: Participation is not reserved. Procurement Project not financed with EU Funds. The procurement is covered by the Government Procurement Agreement (GPA): yes 5.1.9. Selection criteria Criterion: Type: Suitability to pursue the professional activity Description: - Formulaire Dc1, Lettre de candidature - Habilitation du mandataire par ses co-traitants.(disponible à l'adresse suivante : http://www.economie.gouv.fr/daj/formulaires-declaration-du-candidat) - Formulaire Dc2, Déclaration du candidat individuel ou du membre du groupement. (disponible à l'adresse suivante : http://www.economie.gouv.fr/daj/formulaires-declaration-du-candidat) Use of this criterion: Used Criterion: Type: Technical and professional ability Description: - Présentation d'une liste des principales fournitures ou des principaux services effectués au cours des trois dernières années, indiquant le montant, la date et le destinataire public ou privé. - Déclaration indiquant les effectifs moyens annuels du candidat et l'importance du personnel d'encadrement pour chacune des trois dernières années Use of this criterion: Used 5.1.10. Award criteria Justification for not indicating the weighting of the award criteria: Le prix n'est pas le seul critère d'attribution et tous les critères sont énoncés uniquement dans les documents du marché. 5.1.11. Procurement documents Languages in which the procurement documents are officially available: French Address of the procurement documents: https://dl.aws-achat.info//avis/index.cfm?fuseaction=dematEnt.login&type=DCE&IDM=66264 Ad hoc communication channel: Name: AW Solutions 5.1.12. Terms of procurement Terms of submission: Electronic submission: Required Address for submission: https://dl.aws-achat.info//avis/index.cfm?fuseaction=demat.termes&IDM=66264 Languages in which tenders or requests to participate may be submitted: French Electronic catalogue: Not allowed Variants: Not allowed Tenderers may submit more than one tender: Not allowed Deadline for receipt of tenders: 26/08/2024 12:00:00 (UTC+2) Deadline until which the tender must remain valid: 3 Months Information about public opening: Opening date: 26/08/2024 14:00:00 (UTC+2) Place: Seynod- Annecy Terms of contract: The execution of the contract must be performed within the framework of sheltered employment programmes: No Electronic invoicing: Required Electronic ordering will be used: no Electronic payment will be used: no 5.1.15. Techniques Framework agreement: No framework agreement Information about the dynamic purchasing system: No dynamic purchase system 5.1.16. Further information, mediation and review Review organisation: Tribunal administratif de Grenoble Organisation providing more information on the review procedures: Tribunal administratif de Grenoble TED eSender: Avenue-Web Systèmes 8. Organisations 8.1. ORG-0001 Official name: Avenue-Web Systèmes Registration number: 443928874 Town: Seyssinet-Pariset Postcode: 38170 Country: France Email: publications-joue@aws-france.com Telephone: +33480041260 Roles of this organisation: TED eSender 8.1. ORG-0002 Official name: CDG 74 Registration number: 28741201900021 Postal address: 55, rue du Val Vert Cs 30138 - Seynod Town: Annecy Postcode: 74600 Country: France Contact point: De Menthon Antoine Email: cdg74@cdg74.fr Telephone: 0450519850 Internet address: https://www.cdg74.fr Buyer profile: http://www.mp74.fr Roles of this organisation: Buyer 8.1. ORG-0003 Official name: Tribunal administratif de Grenoble Registration number: 10969 Postal address: 2 Place de Verdun Town: Grenoble Postcode: 38022 Country: France Email: greffe.ta-grenoble@juradm.fr Telephone: 0476429000 Fax: 0476422269 Roles of this organisation: Review organisation 8.1. ORG-0004 Official name: Tribunal administratif de Grenoble Registration number: 10970 Postal address: 2 Place de Verdun Town: Grenoble Postcode: 38022 Country: France Email: greffe.ta-grenoble@juradm.fr Telephone: 0476429000 Fax: 0476422269 Roles of this organisation: Organisation providing more information on the review procedures 11. Notice information 11.1. Notice information Notice identifier/version: 314dc098-bf25-4456-8c27-73f1ded3dfd0 - 01 Form type: Competition Notice type: Contract or concession notice – standard regime Notice subtype: 16 Notice dispatch date: 28/06/2024 01:10:01 (UTC+2) Languages in which this notice is officially available: French 11.2. Publication information Notice publication number: 389957-2024 OJ S issue number: 126/2024 Publication date: 01/07/2024 Czech document download: https://ted.europa.eu/cs/notice/389957-2024/pdf Danish document download: https://ted.europa.eu/da/notice/389957-2024/pdf German document download: https://ted.europa.eu/de/notice/389957-2024/pdf Greek document download: https://ted.europa.eu/el/notice/389957-2024/pdf Spanish document download: https://ted.europa.eu/es/notice/389957-2024/pdf English document download: https://ted.europa.eu/en/notice/389957-2024/pdf Estonian document download: https://ted.europa.eu/et/notice/389957-2024/pdf Finnish document download: https://ted.europa.eu/fi/notice/389957-2024/pdf French document download: https://ted.europa.eu/fr/notice/389957-2024/pdf Irish document download: https://ted.europa.eu/ga/notice/389957-2024/pdf Croatian document download: https://ted.europa.eu/hr/notice/389957-2024/pdf Hungarian document download: https://ted.europa.eu/hu/notice/389957-2024/pdf Italian document download: https://ted.europa.eu/it/notice/389957-2024/pdf Lithuanian document download: https://ted.europa.eu/lt/notice/389957-2024/pdf Latvian document download: https://ted.europa.eu/lv/notice/389957-2024/pdf Maltese document download: https://ted.europa.eu/mt/notice/389957-2024/pdf Dutch document download: https://ted.europa.eu/nl/notice/389957-2024/pdf Polska document download: https://ted.europa.eu/pl/notice/389957-2024/pdf Portuguese document download: https://ted.europa.eu/pt/notice/389957-2024/pdf Romanian document download: https://ted.europa.eu/ro/notice/389957-2024/pdf Slovak document download: https://ted.europa.eu/sk/notice/389957-2024/pdf Slovenian document download: https://ted.europa.eu/sl/notice/389957-2024/pdf Swedish document download: https://ted.europa.eu/sv/notice/389957-2024/pdf Bulgarian document download: https://ted.europa.eu/bg/notice/389957-2024/pdf
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